Financing

Flexible Financing

Cash purchase, financing, and
lease options designed around your home,
your budget, and PPA options designed
to fit how your business operates

Choose the Right Way
to Go Solar

From ownership to leasing, we offer flexible financing options built for California homes.

CS&E offers flexible financing options for California homeowners, including system ownership and solar lease programs designed to fit your needs and budget.

With electricity rates on the rise and programs constantly changing, our financing options are designed to deliver lasting savings, predictable energy costs, and peace of mind for years to come, backed by dependable performance and clear, straightforward options.

Discover your financing options below and begin your solar journey by requesting a consultation with your local solar expert.

Discover your financing options below and begin your solar journey by requesting a consultation with your local solar expert.

Residential Solar Financing Options

Every homeowner’s situation is different. That’s why we offer a range of financing and lease options designed to support each homeowner’s financial needs.

Cash Purchase

System ownership offers the strongest long-term value and the highest lifetime savings.

  • No monthly payments
  • Maximum return over the life of the solar system
  • Ideal for homeowners planning to stay either long-term or short-term
  • Add value to your property

Solar Financing (Loan Options)

Financing allows you to own your system while spreading the cost over time.

  • No upfront cost
  • Affordable monthly payments
  • Full ownership benefits
  • Maximizes your return on investment

Solar Lease Options

With a solar lease, the system is owned by the lessor, while CS&E installs and maintains the solar equipment on your property. You pay a monthly rate for the clean energy the system produces, without the responsibility of system ownership.

Here’s how the process works:

  • Our engineers design a custom solar and battery backup system for your home or business based on your energy usage, roof layout, location and property-specific factors.
  • CS&E manages all permits, installation, inspections, and interconnection applications.
  • You pay an agreed-upon rate designed to be lower than your utility rate and begin saving right away.
  • CS&E handles system monitoring, performance checks, and warranty management for the life of the agreement.

Residential Solar Financing Comparison

Actual savings and eligibility vary based on energy usage, roof conditions, and system design. Options are reviewed during consultation.
Feature Cash Purchase Solar Financing Solar Lease
System Ownership Homeowner Homeowner Lessor
Upfront Cost Full system cost Low to none $0
Monthly Payment None Flexible loan payments Agreed lease payments
Monitoring & Support CS&E CS&E CS&E
Equipment Warranties Manufacturer-backed Manufacturer-backed Manufacturer-backed
Battery Backup Available Available Available
Best Suited For Long/short-term
homeowners
Owners seeking
flexibility
Cost-focused
homeowners

 

Commercial Financing Options

We provide commercial solar financing solutions built to support how your business operates today and how you manage energy costs over time.

California Solar & Electric offers commercial financing options for solar projects, including cash purchase and Power Purchase Agreements (PPA). Each option is designed to support different cash flow strategies, capital planning preferences, and long-term business objectives.

Once you connect with us, we review your energy usage, facility profile, and financial priorities, then structure a financing approach that aligns with your operation and supports your goals.

If you’re looking for a commercial solar solution, our team is ready to walk you through the financing options and help you move forward.

Talk to a Commercial Solar Expert Today: 626-998-4928

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